Wema Bank / ALAT USSD Codes (*945#), Bank Code 035 & Transfer Guide
Complete Wema Bank and ALAT USSD codes (*945#), CBN code 035, SWIFT WEMANGLA, sort code, transfer guide and FAQs — updated August 2026.
Wema Bank / ALAT by Wema Bank Codes & Identification
Every Nigerian bank has unique identification codes assigned by the CBN and international banking bodies. These route local NIP transfers, international SWIFT wires, and cheque clearing. Below are the verified codes for Wema Bank / ALAT by Wema.
Wema Bank (CBN code 035) is Nigeria's oldest indigenous bank (1945). It also operates ALAT by Wema — Nigeria's first fully digital bank — under the same CBN licence and code 035. Both Wema and ALAT accounts share code 035.
Wema Bank / ALAT by Wema USSD Codes — Full List (2026)
USSD codes let you bank from your phone dialler — no internet required. All codes below work on MTN, Glo, Airtel, and 9mobile.
| Transaction | Code to Dial | Network |
|---|---|---|
| Open Wema Bank USSD menu | *945# | All networks |
| Transfer to any bank | *945*Amount*AcctNo# | All networks |
| Check account balance | *945*0# | All networks |
| Buy airtime for yourself | *945*Amount# | All networks |
| Pay bills | *945*3# | All networks |
| Open Wema / ALAT account | *945*1# | All networks |
| Block account | *945*911# | All networks |
How to Transfer Money via Wema Bank / ALAT *945# USSD
Transfer from Wema Bank or ALAT to any Nigerian bank without internet:
Dial *945# from your Wema/ALAT-registered number.
Select "Transfer".
Enter the amount.
Enter the recipient's 10-digit NUBAN account number.
Select the destination bank.
Confirm the account name.
Enter your Wema USSD PIN.
Receive SMS confirmation.
Transfer Limits & Charges
| Transaction Type | Daily Limit | Fee |
|---|---|---|
| USSD per transaction | ₦100,000 | ₦10–₦50 |
| USSD daily limit | ₦1,000,000 | NIP standard |
| Wema to Wema / ALAT | Instant | Free |
| Wema to other banks | Instant | ₦10 (<₦5k) / ₦25 (≥₦5k) |
Wema Bank / ALAT by Wema Branch Sort Codes
Branch sort codes are 9 digits: first 3 identify the bank (035), the next 6 identify the branch. Key branches for Wema Bank / ALAT by Wema are listed below.
| Branch | State | Sort Code |
|---|---|---|
| Marina Head Office | Lagos | 035150001 |
| Ikeja Branch | Lagos | 035150003 |
| Wuse Branch | Abuja | 035150015 |
| Port Harcourt Branch | Rivers | 035150007 |
Frequently Asked Questions — Wema Bank / ALAT by Wema
What is Wema Bank's USSD code?
Wema Bank's USSD code is *945#. It also works for ALAT by Wema accounts since both operate under the same CBN licence.
What is Wema Bank's CBN code?
Wema Bank's CBN code is 035 — also the code for ALAT by Wema. When transferring to either Wema or ALAT, select code 035.
Is ALAT and Wema Bank the same?
Yes. ALAT by Wema is Wema Bank's fully digital banking product — Nigeria's first digital bank. Both operate under CBN code 035.
What is Wema Bank's SWIFT code?
Wema Bank's SWIFT/BIC code is WEMANGLA. Used for international wire transfers into Wema Bank accounts.
Bank codes, USSD codes, and transfer limits on this page are sourced from CBN publications, NIBSS, and official Wema Bank / ALAT by Wema communications, and are provided for informational purposes only. Codes and limits may change — always verify directly with Wema Bank / ALAT by Wema before high-value transactions. CurrentAffairs.com.ng is an independent civic information platform and is not affiliated with Wema Bank / ALAT by Wema, the CBN, or NIBSS. Last reviewed: August 2026.