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🏦 Non-Interest Bank (Islamic / Shariah-compliant)

TAJ Bank USSD Codes (*898#), Bank Code 302 & Islamic Banking Guide

All TAJ Bank USSD codes (*898#), CBN code 302, SWIFT TAJBNGLA, Shariah-compliant banking guide and FAQs — updated August 2026.

🔢 CBN: 302 🌐 SWIFT: TAJBNGLA 📲 USSD: *898# 📅 Updated: August 2026

TAJ Bank Bank Codes & Identification

Every Nigerian bank has unique identification codes assigned by the CBN and international banking bodies. These route local NIP transfers, international SWIFT wires, and cheque clearing. Below are the verified codes for TAJ Bank.

CBN Bank Code
302
NIP interbank transfers
Sort Code
302150
Cheque / NEFT clearing
SWIFT / BIC
TAJBNGLA
International wires
ℹ️
The 3-digit CBN code 302 is what you select when choosing TAJ Bank as the destination bank during an interbank transfer on any Nigerian banking app or USSD transfer menu. It routes the payment instantly through NIBSS NIP.

TAJ Bank (CBN code 302) is a CBN-licensed non-interest (Islamic) bank headquartered in Kano. Licensed in 2019, it is Nigeria's second non-interest bank. It provides Shariah-compliant personal, SME, and corporate banking products — no interest (riba) charged or paid.

TAJ Bank USSD Codes — Full List (2026)

USSD codes let you bank from your phone dialler — no internet required. All codes below work on MTN, Glo, Airtel, and 9mobile.

TransactionCode to DialNetwork
Open TAJ Bank USSD menu *898# All networks
Transfer to any bank *898*Amount*AcctNo# All networks
Check account balance *898*0# All networks
Buy airtime *898*Amount# All networks
Pay bills *898*3# All networks
Open TAJ Bank account *898*1# All networks
Block account *898*911# All networks
💡
USSD works without internet on any network. Standard SMS charges apply (₦10–₦25 per session). Your SIM must match the phone number registered on your bank account.

How to Transfer Money via TAJ Bank *898# USSD

Transfer from TAJ Bank to any Nigerian bank without internet:

Dial *898# from your TAJ Bank-registered number.

Select "Transfer".

Enter the amount.

Enter the recipient's 10-digit NUBAN account number.

Select the destination bank.

Confirm the account name.

Enter your TAJ Bank USSD PIN.

Receive SMS confirmation.

Transfer Limits & Charges

Transaction TypeDaily LimitFee
USSD per transaction ₦100,000 ₦10–₦50
USSD daily limit ₦1,000,000 NIP standard
TAJ to TAJ Instant Free
TAJ to other banks Instant ₦10 (<₦5k) / ₦25 (≥₦5k)
⚠️
TAJ Bank NIP transfers work seamlessly with all other Nigerian banks. Contact customer care for current daily limits.

TAJ Bank Branch Sort Codes

Branch sort codes are 9 digits: first 3 identify the bank (302), the next 6 identify the branch. Key branches for TAJ Bank are listed below.

BranchStateSort Code
Kano Head Office Kano 302150001
Abuja Branch FCT 302150003
Lagos Branch Lagos 302150005
Kaduna Branch Kaduna 302150007
ℹ️
For the complete list of TAJ Bank branch codes, contact customer care or visit any branch. Branch codes are mainly used for cheque clearing and inward wire references.

Frequently Asked Questions — TAJ Bank

What is TAJ Bank's USSD code?

TAJ Bank's USSD code is *898#. Dial from your registered number on any Nigerian network for transfers, balance checks, and bill payments — no internet needed.

What is TAJ Bank's CBN bank code?

TAJ Bank's CBN interbank code is 302.

Where is TAJ Bank headquartered?

TAJ Bank is headquartered in Kano, northern Nigeria. It was the second non-interest bank licensed by the CBN in 2019.

What is TAJ Bank's SWIFT code?

TAJ Bank's SWIFT/BIC code is TAJBNGLA.

Bank codes, USSD codes, and transfer limits on this page are sourced from CBN publications, NIBSS, and official TAJ Bank communications, and are provided for informational purposes only. Codes and limits may change — always verify directly with TAJ Bank before high-value transactions. CurrentAffairs.com.ng is an independent civic information platform and is not affiliated with TAJ Bank, the CBN, or NIBSS. Last reviewed: August 2026.