Access Bank USSD Codes (*901#), Bank Code 044 & Transfer Guide
Complete Access Bank USSD codes (*901#), CBN code 044, SWIFT ABNGNGLA, sort code, transfer guide, branch codes and FAQs — updated August 2026.
Access Bank Plc Bank Codes & Identification
Every Nigerian bank has unique identification codes assigned by the CBN and international banking bodies. These route local NIP transfers, international SWIFT wires, and cheque clearing. Below are the verified codes for Access Bank Plc.
Access Bank Plc (CBN code 044) is Nigeria's largest bank by customer count following the 2019 merger with Diamond Bank (formerly code 063). All former Diamond Bank accounts were migrated to code 044. "Which bank code is 044?" = Access Bank.
Access Bank Plc USSD Codes — Full List (2026)
USSD codes let you bank from your phone dialler — no internet required. All codes below work on MTN, Glo, Airtel, and 9mobile.
| Transaction | Code to Dial | Network |
|---|---|---|
| Open Access Bank USSD menu | *901# | All networks |
| Transfer to Access Bank account | *901*1*Amount*AcctNo# | All networks |
| Transfer to another bank | *901*1*Amount*AcctNo# | All networks |
| Check account balance | *901*5# | All networks |
| Buy airtime for yourself | *901*Amount# | All networks |
| Buy airtime for another number | *901*Amount*PhoneNo# | All networks |
| Pay bills (DSTV, electricity…) | *901*3# | All networks |
| Open Access Bank account | *901*0# | All networks |
| Check BVN | *901*9*8# | All networks |
| Block / freeze account | *901*911# | All networks |
How to Transfer Money via Access Bank *901# USSD
Send money from Access Bank to any Nigerian bank without internet:
Dial *901# from your Access Bank-registered number.
Select "Transfer" from the menu.
Choose "To Another Bank" or "To Access Bank".
Enter the amount.
Enter the recipient's 10-digit NUBAN account number.
Select the recipient's bank.
Confirm the account name.
Enter your Access Bank USSD PIN.
Receive SMS confirmation.
Transfer Limits & Charges
| Transaction Type | Daily Limit | Fee |
|---|---|---|
| USSD per transaction | ₦100,000 | ₦10–₦50 |
| USSD daily limit | ₦1,000,000 | NIP standard |
| Access to Access | Instant | Free |
| Access to other banks (NIP) | Instant | ₦10 (<₦5k) / ₦25 (≥₦5k) |
Access Bank Plc Branch Sort Codes
Branch sort codes are 9 digits: first 3 identify the bank (044), the next 6 identify the branch. Key branches for Access Bank Plc are listed below.
| Branch | State | Sort Code |
|---|---|---|
| Victoria Island Branch | Lagos | 044150001 |
| Ikeja Branch | Lagos | 044150003 |
| Lekki Branch | Lagos | 044150021 |
| Wuse II Branch | Abuja | 044150017 |
| Garki Branch | Abuja | 044150019 |
| Port Harcourt Branch | Rivers | 044150009 |
| Kano Branch | Kano | 044150011 |
| Enugu Branch | Enugu | 044150013 |
Frequently Asked Questions — Access Bank Plc
What is the Access Bank USSD code?
Access Bank's USSD code is *901#. Dial from your registered number on any network for transfers, balance checks, airtime and bills — no internet needed.
What is Access Bank's CBN code?
Access Bank's CBN interbank code is 044. "Which bank code is 044?" = Access Bank Plc.
What is Access Bank's SWIFT code?
Access Bank's SWIFT/BIC code is ABNGNGLA. Used for international wire transfers into Access Bank accounts.
What was Diamond Bank's bank code?
Diamond Bank's CBN code was 063. After the 2019 merger, all Diamond Bank accounts moved to Access Bank code 044. Code 063 is no longer active.
How do I check my Access Bank balance by USSD?
Dial *901*5# from your registered number. Your balance is sent by SMS.
Bank codes, USSD codes, and transfer limits on this page are sourced from CBN publications, NIBSS, and official Access Bank Plc communications, and are provided for informational purposes only. Codes and limits may change — always verify directly with Access Bank Plc before high-value transactions. CurrentAffairs.com.ng is an independent civic information platform and is not affiliated with Access Bank Plc, the CBN, or NIBSS. Last reviewed: August 2026.