GTBank USSD Codes, Transfer Code & Bank Codes — Complete List
Every GTBank USSD code: transfer money (*737#), check balance, buy airtime, pay bills and more — plus CBN code 058, SWIFT GTBINGLA, sort code, branch codes and step-by-step transfer guides.
Guaranty Trust Bank (GTBank) Bank Codes & Identification
Every Nigerian bank has unique identification codes assigned by the CBN and international banking bodies. These route local NIP transfers, international SWIFT wires, and cheque clearing. Below are the verified codes for Guaranty Trust Bank (GTBank).
GTBank (now under GT Holding Company Plc) is a Tier-1 Nigerian bank licensed by the CBN. Its code 058 is the interbank routing number on all Nigerian transfer platforms. "Which bank code is 058?" = GTBank.
Guaranty Trust Bank (GTBank) USSD Codes — Full List (2026)
USSD codes let you bank from your phone dialler — no internet required. All codes below work on MTN, Glo, Airtel, and 9mobile.
| Transaction | Code to Dial | Network |
|---|---|---|
| Open GTBank USSD menu | *737# | All networks |
| Transfer to GTBank account | *737*1*Amount*AcctNo# | All networks |
| Transfer to another bank | *737*2*Amount*AcctNo# | All networks |
| Buy airtime for yourself | *737*50*Amount# | All networks |
| Buy airtime for another number | *737*51*Amount*PhoneNo# | All networks |
| Check account balance | *737*6*1# | All networks |
| Pay bills (DSTV, PHCN, WAEC…) | *737*3# | All networks |
| Open GTBank account | *737*0# | All networks |
| Request account statement | *737*7# | All networks |
| Pay merchant / vendor | *737*4*Amount*MerchantNo# | All networks |
| Cardless ATM withdrawal token | *737*8# | All networks |
| Block account (emergency) | *737*51*0# | All networks |
| GTBank customer care (toll-free) | 0700-GTCONNECT | All networks |
| GTBank SIM recharge | *737*737# | GTBank SIM only |
How to Transfer Money via GTBank *737# USSD
Transfer from GTBank to any Nigerian bank — without internet — using *737#:
Dial *737# from your GTBank-registered number.
Select option 1 — "Transfer Money".
Choose "Transfer to GTBank Account" or "Transfer to Other Bank".
Enter the amount.
Enter the recipient's 10-digit NUBAN account number.
Select the destination bank (for other bank transfers).
Confirm the beneficiary name on screen.
Enter your 4-digit GTBank USSD PIN to authorise.
Receive an SMS confirmation once successful.
Transfer Limits & Charges
| Transaction Type | Daily Limit | Fee |
|---|---|---|
| USSD per transaction | ₦200,000 | ₦10–₦50 |
| USSD daily cumulative | ₦1,000,000 | NIP standard |
| GTBank to GTBank | Instant | Free |
| GTBank to other banks (NIP) | Instant | ₦10 (<₦5k) / ₦25 (≥₦5k) |
GTBank International Transfer & SWIFT Code
To receive an international wire into your GTBank account, give the sender:
How to Transfer from GTBank to OPay
OPay is a CBN-licensed mobile money operator with NUBAN-format accounts. To transfer from GTBank via USSD:
Dial *737#.
Select Transfer to Other Bank.
Enter the amount.
Enter the recipient's 10-digit OPay account number (Profile → Account Details in the OPay app).
Select OPay (CBN code 999992 — may show as "OPay Digital Services" or "PayCom").
Confirm the recipient name.
Enter your GTBank USSD PIN. Transfer is instant.
Guaranty Trust Bank (GTBank) Branch Sort Codes
Branch sort codes are 9 digits: first 3 identify the bank (058), the next 6 identify the branch. Key branches for Guaranty Trust Bank (GTBank) are listed below.
| Branch | State | Sort Code |
|---|---|---|
| Victoria Island Branch | Lagos | 058152001 |
| Ikeja Branch | Lagos | 058152003 |
| Lekki Branch | Lagos | 058152021 |
| Marina Branch | Lagos | 058152005 |
| Wuse II Branch | Abuja | 058152019 |
| Maitama Branch | Abuja | 058152023 |
| Aba Road Branch | Rivers | 058152009 |
| Ibadan Branch | Oyo | 058152013 |
| Enugu Branch | Enugu | 058152017 |
| Kano Branch | Kano | 058152011 |
Frequently Asked Questions — Guaranty Trust Bank (GTBank)
What is the GTBank USSD code?
The main GTBank USSD code is *737#. Dial from any Nigerian network to transfer money, check balance, buy airtime, pay bills — without internet.
What is GTBank's CBN bank code?
GTBank's CBN interbank code is 058. Select it when choosing GTBank as destination on any transfer platform. "Which bank code is 058?" = GTBank.
What is *737*6*1# used for?
*737*6*1# checks your GTBank account balance instantly. Your available balance arrives by SMS with no internet needed.
What is GTBank's SWIFT code?
GTBank's SWIFT/BIC code is GTBINGLA. Overseas banks use this to route funds to GTBank Nigeria.
How do I activate my GTBank USSD transfer code?
Dial *737*6*1# on your registered number and follow the prompts to create a 4-digit PIN. To reset: *737# → Self Service → Reset PIN.
What is GTBank's sort code?
GTBank's sort code is 058152 — used for cheque clearing and NEFT. For everyday NIP transfers, CBN code 058 is sufficient.
How do I transfer from GTBank to OPay?
Dial *737# → Transfer to Other Bank → enter amount → enter OPay account number → select OPay (code 999992) → confirm name → enter PIN. Instant.
What is GTBank's customer care number?
0700-482-4636 (0700-GTCONNECT) or 01-4480000. Email: gtconnect@gtbank.com. Live chat also available on the GTWorld app.
Bank codes, USSD codes, and transfer limits on this page are sourced from CBN publications, NIBSS, and official Guaranty Trust Bank (GTBank) communications, and are provided for informational purposes only. Codes and limits may change — always verify directly with Guaranty Trust Bank (GTBank) before high-value transactions. CurrentAffairs.com.ng is an independent civic information platform and is not affiliated with Guaranty Trust Bank (GTBank), the CBN, or NIBSS. Last reviewed: August 2026.