FCMB USSD Codes (*329#), Bank Code 214 & Transfer Guide
Complete FCMB USSD codes (*329#), CBN code 214, SWIFT FCMBNGLA, sort code, transfer steps, branch codes and FAQs — updated August 2026.
First City Monument Bank (FCMB) Bank Codes & Identification
Every Nigerian bank has unique identification codes assigned by the CBN and international banking bodies. These route local NIP transfers, international SWIFT wires, and cheque clearing. Below are the verified codes for First City Monument Bank (FCMB).
First City Monument Bank (FCMB, CBN code 214) is a Tier-2 Nigerian commercial bank part of FCMB Group Plc, which also includes FCMB Capital Markets.
First City Monument Bank (FCMB) USSD Codes — Full List (2026)
USSD codes let you bank from your phone dialler — no internet required. All codes below work on MTN, Glo, Airtel, and 9mobile.
| Transaction | Code to Dial | Network |
|---|---|---|
| Open FCMB USSD menu | *329# | All networks |
| Transfer to any bank | *329*Amount*AcctNo# | All networks |
| Check account balance | *329*0# | All networks |
| Buy airtime for yourself | *329*Amount# | All networks |
| Pay bills | *329*3# | All networks |
| Open FCMB account | *329*1# | All networks |
| Block account | *329*911# | All networks |
How to Transfer Money via FCMB *329# USSD
Transfer from FCMB to any Nigerian bank without internet:
Dial *329# from your FCMB-registered number.
Select "Transfer".
Enter the amount.
Enter the recipient's 10-digit NUBAN account number.
Select the destination bank.
Confirm the account name.
Enter your FCMB USSD PIN.
Receive SMS confirmation.
Transfer Limits & Charges
| Transaction Type | Daily Limit | Fee |
|---|---|---|
| USSD per transaction | ₦100,000 | ₦10–₦50 |
| USSD daily limit | ₦1,000,000 | NIP standard |
| FCMB to FCMB | Instant | Free |
| FCMB to other banks | Instant | ₦10 (<₦5k) / ₦25 (≥₦5k) |
First City Monument Bank (FCMB) Branch Sort Codes
Branch sort codes are 9 digits: first 3 identify the bank (214), the next 6 identify the branch. Key branches for First City Monument Bank (FCMB) are listed below.
| Branch | State | Sort Code |
|---|---|---|
| Lagos Island Branch | Lagos | 214150001 |
| Ikeja Branch | Lagos | 214150003 |
| Wuse Branch | Abuja | 214150015 |
| Port Harcourt Branch | Rivers | 214150007 |
| Kano Branch | Kano | 214150009 |
Frequently Asked Questions — First City Monument Bank (FCMB)
What is the FCMB USSD code?
FCMB's USSD code is *329#. Dial from your registered number on any network — no internet needed.
What is FCMB's CBN bank code?
FCMB's CBN interbank code is 214. Select it when transferring to an FCMB account from another bank.
What does FCMB stand for?
FCMB stands for First City Monument Bank. It is part of FCMB Group Plc.
What is FCMB's SWIFT code?
FCMB's SWIFT/BIC code is FCMBNGLA.
Bank codes, USSD codes, and transfer limits on this page are sourced from CBN publications, NIBSS, and official First City Monument Bank (FCMB) communications, and are provided for informational purposes only. Codes and limits may change — always verify directly with First City Monument Bank (FCMB) before high-value transactions. CurrentAffairs.com.ng is an independent civic information platform and is not affiliated with First City Monument Bank (FCMB), the CBN, or NIBSS. Last reviewed: August 2026.