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UBA USSD Codes (*919#), Bank Code 033 & Transfer Guide

All UBA USSD codes (*919#), CBN code 033, SWIFT UNAFNGLA, sort code, transfer steps, branch codes and FAQs — updated August 2026.

🔢 CBN: 033 🌐 SWIFT: UNAFNGLA 📲 USSD: *919# 📅 Updated: August 2026

United Bank for Africa (UBA) Bank Codes & Identification

Every Nigerian bank has unique identification codes assigned by the CBN and international banking bodies. These route local NIP transfers, international SWIFT wires, and cheque clearing. Below are the verified codes for United Bank for Africa (UBA).

CBN Bank Code
033
NIP interbank transfers
Sort Code
033153
Cheque / NEFT clearing
SWIFT / BIC
UNAFNGLA
International wires
ℹ️
The 3-digit CBN code 033 is what you select when choosing United Bank for Africa (UBA) as the destination bank during an interbank transfer on any Nigerian banking app or USSD transfer menu. It routes the payment instantly through NIBSS NIP.

United Bank for Africa (CBN code 033) is a pan-African Tier-1 commercial bank present in 20+ African countries plus the UK, USA, France, and UAE. "Which bank code is 033?" = UBA.

United Bank for Africa (UBA) USSD Codes — Full List (2026)

USSD codes let you bank from your phone dialler — no internet required. All codes below work on MTN, Glo, Airtel, and 9mobile.

TransactionCode to DialNetwork
Open UBA USSD menu *919# All networks
Transfer to UBA account *919*3*Amount*AcctNo# All networks
Transfer to another bank *919*3*Amount*AcctNo# All networks
Check account balance *919*00# All networks
Buy airtime for yourself *919*Amount# All networks
Buy airtime for another *919*Amount*PhoneNo# All networks
Pay bills (DSTV, utilities) *919*5# All networks
Open UBA account *919*20# All networks
Cardless ATM withdrawal *919*30# All networks
Block account *919*911# All networks
💡
USSD works without internet on any network. Standard SMS charges apply (₦10–₦25 per session). Your SIM must match the phone number registered on your bank account.

How to Transfer Money via UBA *919# USSD

Transfer from UBA to any Nigerian bank without internet:

Dial *919# from your UBA-registered number.

Select "Transfers".

Choose the transfer type.

Enter the amount.

Enter the recipient's 10-digit NUBAN account number.

Select the destination bank for other bank transfers.

Confirm the account name.

Enter your UBA USSD PIN.

Receive SMS confirmation.

Transfer Limits & Charges

Transaction TypeDaily LimitFee
USSD per transaction ₦100,000 ₦10–₦50
USSD daily limit ₦1,000,000 NIP standard
UBA to UBA Instant Free
UBA to other banks Instant ₦10 (<₦5k) / ₦25 (≥₦5k)
⚠️
Daily limits depend on account KYC tier. Visit any UBA branch or use the UBA app to upgrade.

United Bank for Africa (UBA) Branch Sort Codes

Branch sort codes are 9 digits: first 3 identify the bank (033), the next 6 identify the branch. Key branches for United Bank for Africa (UBA) are listed below.

BranchStateSort Code
Marina Head Office Lagos 033153001
Ikeja Branch Lagos 033153003
Lekki Branch Lagos 033153019
Wuse II Branch Abuja 033153015
CBD Branch Abuja 033153017
Port Harcourt Branch Rivers 033153007
Kano Branch Kano 033153009
Ibadan Branch Oyo 033153013
ℹ️
For the complete list of United Bank for Africa (UBA) branch codes, contact customer care or visit any branch. Branch codes are mainly used for cheque clearing and inward wire references.

Frequently Asked Questions — United Bank for Africa (UBA)

What is the UBA USSD code?

UBA's main USSD code is *919#. Dial from your registered number on any network to transfer, check balance, buy airtime and pay bills — no internet needed.

What is UBA's CBN bank code?

UBA's CBN interbank code is 033. "Which bank code is 033?" = United Bank for Africa (UBA).

What is UBA's SWIFT code?

UBA's SWIFT/BIC code is UNAFNGLA. Used for international wire transfers into UBA Nigeria accounts.

How many countries does UBA operate in?

UBA operates in over 20 African countries, plus the UK, USA, France, and UAE — one of Africa's most geographically diverse banks.

Bank codes, USSD codes, and transfer limits on this page are sourced from CBN publications, NIBSS, and official United Bank for Africa (UBA) communications, and are provided for informational purposes only. Codes and limits may change — always verify directly with United Bank for Africa (UBA) before high-value transactions. CurrentAffairs.com.ng is an independent civic information platform and is not affiliated with United Bank for Africa (UBA), the CBN, or NIBSS. Last reviewed: August 2026.