Lotus Bank USSD Codes (*5757#), Bank Code 303 & Islamic Banking Guide
All Lotus Bank USSD codes (*5757#), CBN code 303, SWIFT LOTBNGLA, Shariah-compliant banking guide and FAQs — updated August 2026.
Lotus Bank Bank Codes & Identification
Every Nigerian bank has unique identification codes assigned by the CBN and international banking bodies. These route local NIP transfers, international SWIFT wires, and cheque clearing. Below are the verified codes for Lotus Bank.
Lotus Bank (CBN code 303) received its CBN non-interest banking licence in 2021 and is headquartered in Lagos. It is Nigeria's newest non-interest (Islamic) bank, offering Shariah-compliant personal, SME, and corporate banking products — no interest (riba) charged or paid.
Lotus Bank USSD Codes — Full List (2026)
USSD codes let you bank from your phone dialler — no internet required. All codes below work on MTN, Glo, Airtel, and 9mobile.
| Transaction | Code to Dial | Network |
|---|---|---|
| Open Lotus Bank USSD menu | *5757# | All networks |
| Transfer to any bank | *5757*Amount*AcctNo# | All networks |
| Check account balance | *5757*0# | All networks |
| Buy airtime | *5757*Amount# | All networks |
| Pay bills | *5757*3# | All networks |
| Open Lotus account | *5757*1# | All networks |
| Block account | *5757*911# | All networks |
How to Transfer Money via Lotus Bank *5757# USSD
Transfer from Lotus Bank to any Nigerian bank without internet:
Dial *5757# from your Lotus Bank-registered number.
Select "Transfer".
Enter the amount.
Enter the recipient's 10-digit NUBAN account number.
Select the destination bank.
Confirm the account name.
Enter your Lotus Bank USSD PIN.
Receive SMS confirmation.
Transfer Limits & Charges
| Transaction Type | Daily Limit | Fee |
|---|---|---|
| USSD per transaction | ₦100,000 | ₦10–₦50 |
| USSD daily limit | ₦1,000,000 | NIP standard |
| Lotus to Lotus | Instant | Free |
| Lotus to other banks | Instant | ₦10 (<₦5k) / ₦25 (≥₦5k) |
Lotus Bank Branch Sort Codes
Branch sort codes are 9 digits: first 3 identify the bank (303), the next 6 identify the branch. Key branches for Lotus Bank are listed below.
| Branch | State | Sort Code |
|---|---|---|
| Victoria Island Head Office | Lagos | 303150001 |
| Abuja Branch | FCT | 303150003 |
| Kano Branch | Kano | 303150005 |
Frequently Asked Questions — Lotus Bank
What is Lotus Bank's USSD code?
Lotus Bank's USSD code is *5757#. Dial from your registered number on any Nigerian network.
What is Lotus Bank's CBN bank code?
Lotus Bank's CBN interbank code is 303.
What is the difference between Lotus Bank, Jaiz Bank, and TAJ Bank?
All three are CBN-licensed non-interest (Islamic) banks: Jaiz Bank (code 301, est. 2012) is the largest and oldest; TAJ Bank (code 302, est. 2019) focuses on northern Nigeria; Lotus Bank (code 303, est. 2021) is the newest, based in Lagos. All operate on Shariah principles without interest.
What is Lotus Bank's SWIFT code?
Lotus Bank's SWIFT/BIC code is LOTBNGLA.
Bank codes, USSD codes, and transfer limits on this page are sourced from CBN publications, NIBSS, and official Lotus Bank communications, and are provided for informational purposes only. Codes and limits may change — always verify directly with Lotus Bank before high-value transactions. CurrentAffairs.com.ng is an independent civic information platform and is not affiliated with Lotus Bank, the CBN, or NIBSS. Last reviewed: August 2026.