Providus Bank USSD Codes (*5037#), Bank Code 101 & Transfer Guide
All Providus Bank USSD codes (*5037#), CBN code 101, SWIFT PROVNGLA, BaaS/fintech banking guide and FAQs — updated August 2026.
Providus Bank Bank Codes & Identification
Every Nigerian bank has unique identification codes assigned by the CBN and international banking bodies. These route local NIP transfers, international SWIFT wires, and cheque clearing. Below are the verified codes for Providus Bank.
Providus Bank (CBN code 101) is a commercial bank that has carved a niche in Banking-as-a-Service (BaaS), powering the virtual accounts behind many Nigerian fintech apps and wallets. When you see an account number on a fintech app that resolves to "Providus Bank", the underlying bank is Providus.
Providus Bank USSD Codes — Full List (2026)
USSD codes let you bank from your phone dialler — no internet required. All codes below work on MTN, Glo, Airtel, and 9mobile.
| Transaction | Code to Dial | Network |
|---|---|---|
| Open Providus Bank USSD menu | *5037# | All networks |
| Transfer to any bank | *5037*Amount*AcctNo# | All networks |
| Check account balance | *5037*0# | All networks |
| Buy airtime | *5037*Amount# | All networks |
| Pay bills | *5037*3# | All networks |
| Block account | *5037*911# | All networks |
How to Transfer Money via Providus Bank *5037# USSD
Transfer from Providus Bank to any Nigerian bank without internet:
Dial *5037# from your Providus-registered number.
Select "Transfer".
Enter the amount.
Enter the recipient's 10-digit NUBAN account number.
Select the destination bank.
Confirm the account name.
Enter your Providus USSD PIN.
Receive SMS confirmation.
Transfer Limits & Charges
| Transaction Type | Daily Limit | Fee |
|---|---|---|
| USSD per transaction | ₦100,000 | ₦10–₦50 |
| USSD daily limit | ₦1,000,000 | NIP standard |
| Providus to Providus | Instant | Free |
| Providus to other banks | Instant | ₦10 (<₦5k) / ₦25 (≥₦5k) |
Providus Bank Branch Sort Codes
Branch sort codes are 9 digits: first 3 identify the bank (101), the next 6 identify the branch. Key branches for Providus Bank are listed below.
| Branch | State | Sort Code |
|---|---|---|
| Victoria Island Head Office | Lagos | 101150001 |
| Abuja Branch | FCT | 101150003 |
Frequently Asked Questions — Providus Bank
What is Providus Bank's USSD code?
Providus Bank's USSD code is *5037#. Dial from your registered number on any Nigerian network.
What is Providus Bank's CBN code?
Providus Bank's CBN interbank code is 101.
Why do many fintech apps show Providus Bank?
Providus Bank is a major Banking-as-a-Service (BaaS) provider. Many fintech apps use Providus's infrastructure to issue virtual NUBAN accounts — so the account resolves to "Providus Bank" even though the user banks with a fintech app.
What is Providus Bank's SWIFT code?
Providus Bank's SWIFT code is PROVNGLA.
Bank codes, USSD codes, and transfer limits on this page are sourced from CBN publications, NIBSS, and official Providus Bank communications, and are provided for informational purposes only. Codes and limits may change — always verify directly with Providus Bank before high-value transactions. CurrentAffairs.com.ng is an independent civic information platform and is not affiliated with Providus Bank, the CBN, or NIBSS. Last reviewed: August 2026.