PremiumTrust Bank USSD Codes (*990#), Bank Code 105 & Transfer Guide
PremiumTrust Bank USSD codes (*990#), CBN code 105, SWIFT PMTBNGLA, transfer guide and FAQs — updated August 2026.
PremiumTrust Bank Bank Codes & Identification
Every Nigerian bank has unique identification codes assigned by the CBN and international banking bodies. These route local NIP transfers, international SWIFT wires, and cheque clearing. Below are the verified codes for PremiumTrust Bank.
PremiumTrust Bank (CBN code 105) is a new-generation Nigerian commercial bank that received its licence in 2022, focusing on digital-first banking for individuals, SMEs, and diaspora customers.
PremiumTrust Bank USSD Codes — Full List (2026)
USSD codes let you bank from your phone dialler — no internet required. All codes below work on MTN, Glo, Airtel, and 9mobile.
| Transaction | Code to Dial | Network |
|---|---|---|
| Open PremiumTrust USSD menu | *990# | All networks |
| Transfer to any bank | *990*Amount*AcctNo# | All networks |
| Check account balance | *990*0# | All networks |
| Buy airtime | *990*Amount# | All networks |
| Pay bills | *990*3# | All networks |
| Open PremiumTrust account | *990*1# | All networks |
| Block account | *990*911# | All networks |
How to Transfer Money via PremiumTrust Bank *990# USSD
Transfer from PremiumTrust Bank to any Nigerian bank without internet:
Dial *990# from your PremiumTrust-registered number.
Select "Transfer".
Enter the amount.
Enter the recipient's 10-digit NUBAN account number.
Select the destination bank.
Confirm the account name.
Enter your PremiumTrust USSD PIN.
Receive SMS confirmation.
Transfer Limits & Charges
| Transaction Type | Daily Limit | Fee |
|---|---|---|
| USSD per transaction | ₦100,000 | ₦10–₦50 |
| USSD daily limit | ₦1,000,000 | NIP standard |
| PremiumTrust to PremiumTrust | Instant | Free |
| PremiumTrust to other banks | Instant | ₦10 (<₦5k) / ₦25 (≥₦5k) |
PremiumTrust Bank Branch Sort Codes
Branch sort codes are 9 digits: first 3 identify the bank (105), the next 6 identify the branch. Key branches for PremiumTrust Bank are listed below.
| Branch | State | Sort Code |
|---|---|---|
| Victoria Island Head Office | Lagos | 105150001 |
| Abuja Branch | FCT | 105150003 |
Frequently Asked Questions — PremiumTrust Bank
What is PremiumTrust Bank's USSD code?
PremiumTrust Bank's USSD code is *990#. Dial from your registered number on any Nigerian network.
What is PremiumTrust Bank's CBN bank code?
PremiumTrust Bank's CBN interbank code is 105.
What is PremiumTrust Bank's SWIFT code?
PremiumTrust Bank's SWIFT code is PMTBNGLA.
Bank codes, USSD codes, and transfer limits on this page are sourced from CBN publications, NIBSS, and official PremiumTrust Bank communications, and are provided for informational purposes only. Codes and limits may change — always verify directly with PremiumTrust Bank before high-value transactions. CurrentAffairs.com.ng is an independent civic information platform and is not affiliated with PremiumTrust Bank, the CBN, or NIBSS. Last reviewed: August 2026.