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Ecobank USSD Codes (*326#), Bank Code 050 & Transfer Guide

All Ecobank Nigeria USSD codes (*326#), CBN code 050, SWIFT ECOCNGLA, sort code, transfer steps and FAQs — updated August 2026.

🔢 CBN: 050 🌐 SWIFT: ECOCNGLA 📲 USSD: *326# 📅 Updated: August 2026

Ecobank Nigeria Bank Codes & Identification

Every Nigerian bank has unique identification codes assigned by the CBN and international banking bodies. These route local NIP transfers, international SWIFT wires, and cheque clearing. Below are the verified codes for Ecobank Nigeria.

CBN Bank Code
050
NIP interbank transfers
Sort Code
050150
Cheque / NEFT clearing
SWIFT / BIC
ECOCNGLA
International wires
ℹ️
The 3-digit CBN code 050 is what you select when choosing Ecobank Nigeria as the destination bank during an interbank transfer on any Nigerian banking app or USSD transfer menu. It routes the payment instantly through NIBSS NIP.

Ecobank Nigeria (CBN code 050) is a subsidiary of Ecobank Transnational Incorporated (ETI), a pan-African banking group present in 35 African countries.

Ecobank Nigeria USSD Codes — Full List (2026)

USSD codes let you bank from your phone dialler — no internet required. All codes below work on MTN, Glo, Airtel, and 9mobile.

TransactionCode to DialNetwork
Open Ecobank USSD menu *326# All networks
Transfer to any bank *326*1*Amount*AcctNo# All networks
Check account balance *326*00# All networks
Buy airtime *326*Amount# All networks
Pay bills *326*3# All networks
Open Ecobank account *326*0# All networks
Block account *326*911# All networks
💡
USSD works without internet on any network. Standard SMS charges apply (₦10–₦25 per session). Your SIM must match the phone number registered on your bank account.

How to Transfer Money via Ecobank *326# USSD

Transfer from Ecobank to any Nigerian bank without internet:

Dial *326# from your Ecobank-registered number.

Select "Transfer".

Choose the transfer type.

Enter the amount.

Enter the recipient's 10-digit NUBAN account number.

Select the destination bank.

Confirm the account name.

Enter your Ecobank USSD PIN.

Receive SMS confirmation.

Transfer Limits & Charges

Transaction TypeDaily LimitFee
USSD per transaction ₦100,000 ₦10–₦50
USSD daily limit ₦1,000,000 NIP standard
Ecobank to Ecobank Instant Free
Ecobank to other banks Instant ₦10 (<₦5k) / ₦25 (≥₦5k)
⚠️
Limits depend on account tier. Contact Ecobank customer care to upgrade.

Ecobank Nigeria Branch Sort Codes

Branch sort codes are 9 digits: first 3 identify the bank (050), the next 6 identify the branch. Key branches for Ecobank Nigeria are listed below.

BranchStateSort Code
Victoria Island Branch Lagos 050150001
Ikeja Branch Lagos 050150003
Wuse Branch Abuja 050150015
Port Harcourt Branch Rivers 050150007
ℹ️
For the complete list of Ecobank Nigeria branch codes, contact customer care or visit any branch. Branch codes are mainly used for cheque clearing and inward wire references.

Frequently Asked Questions — Ecobank Nigeria

What is Ecobank Nigeria's USSD code?

Ecobank's USSD code is *326#. Dial from your registered number on any network — no internet needed.

What is Ecobank's CBN bank code?

Ecobank Nigeria's CBN code is 050.

What is Ecobank's SWIFT code?

Ecobank Nigeria's SWIFT code is ECOCNGLA. Used for international wire transfers into Ecobank Nigeria accounts.

How many countries does Ecobank operate in?

Ecobank Transnational Incorporated (ETI) operates in 35 African countries.

Bank codes, USSD codes, and transfer limits on this page are sourced from CBN publications, NIBSS, and official Ecobank Nigeria communications, and are provided for informational purposes only. Codes and limits may change — always verify directly with Ecobank Nigeria before high-value transactions. CurrentAffairs.com.ng is an independent civic information platform and is not affiliated with Ecobank Nigeria, the CBN, or NIBSS. Last reviewed: August 2026.