Stanbic IBTC USSD Codes (*909#), Bank Code 221 & Transfer Guide
All Stanbic IBTC Bank USSD codes (*909#), CBN code 221, SWIFT SBICNGLA, sort code, transfer steps and FAQs — updated August 2026.
Stanbic IBTC Bank Bank Codes & Identification
Every Nigerian bank has unique identification codes assigned by the CBN and international banking bodies. These route local NIP transfers, international SWIFT wires, and cheque clearing. Below are the verified codes for Stanbic IBTC Bank.
Stanbic IBTC Bank (CBN code 221) is a Nigerian subsidiary of Standard Bank Group of South Africa. Part of Stanbic IBTC Holdings, which includes insurance, pensions, asset management, and stockbroking subsidiaries.
Stanbic IBTC Bank USSD Codes — Full List (2026)
USSD codes let you bank from your phone dialler — no internet required. All codes below work on MTN, Glo, Airtel, and 9mobile.
| Transaction | Code to Dial | Network |
|---|---|---|
| Open Stanbic IBTC USSD menu | *909# | All networks |
| Transfer to any bank | *909*Amount*AcctNo# | All networks |
| Check account balance | *909*00# | All networks |
| Buy airtime | *909*Amount# | All networks |
| Pay bills | *909*3# | All networks |
| Block account | *909*911# | All networks |
How to Transfer Money via Stanbic IBTC *909# USSD
Transfer from Stanbic IBTC to any Nigerian bank without internet:
Dial *909# from your Stanbic-registered number.
Select "Transfers".
Enter the amount.
Enter the recipient's 10-digit account number.
Select the destination bank.
Confirm the account name.
Enter your Stanbic USSD PIN.
Receive SMS confirmation.
Transfer Limits & Charges
| Transaction Type | Daily Limit | Fee |
|---|---|---|
| USSD per transaction | ₦100,000 | ₦10–₦50 |
| USSD daily limit | ₦1,000,000 | NIP standard |
| Stanbic to Stanbic | Instant | Free |
| Stanbic to other banks | Instant | ₦10 (<₦5k) / ₦25 (≥₦5k) |
Stanbic IBTC Bank Branch Sort Codes
Branch sort codes are 9 digits: first 3 identify the bank (221), the next 6 identify the branch. Key branches for Stanbic IBTC Bank are listed below.
| Branch | State | Sort Code |
|---|---|---|
| Victoria Island Branch | Lagos | 221150001 |
| Ikeja Branch | Lagos | 221150003 |
| Wuse II Branch | Abuja | 221150015 |
| Port Harcourt Branch | Rivers | 221150007 |
Frequently Asked Questions — Stanbic IBTC Bank
What is Stanbic IBTC Bank's USSD code?
Stanbic IBTC's USSD code is *909#. Dial from your registered SIM on any network for banking without internet.
What is Stanbic IBTC's CBN bank code?
Stanbic IBTC Bank's CBN code is 221.
What is Stanbic IBTC's SWIFT code?
Stanbic IBTC's SWIFT code is SBICNGLA. Used for international wire transfers into Stanbic IBTC accounts.
Is Stanbic IBTC the same as Standard Bank?
Stanbic IBTC Bank is a Nigerian subsidiary of Standard Bank Group of South Africa. The Stanbic brand is used in African markets outside South Africa.
Bank codes, USSD codes, and transfer limits on this page are sourced from CBN publications, NIBSS, and official Stanbic IBTC Bank communications, and are provided for informational purposes only. Codes and limits may change — always verify directly with Stanbic IBTC Bank before high-value transactions. CurrentAffairs.com.ng is an independent civic information platform and is not affiliated with Stanbic IBTC Bank, the CBN, or NIBSS. Last reviewed: August 2026.