🇳🇬 Nigeria’s Official Civic & Governance Knowledge Platform currentaffairs.com.ng 💼 Latest Jobs ❓ Take Civic Quiz
🏦 Commercial Bank (Tier-1)

First Bank USSD Codes (*894#), Bank Code 011 & Transfer Guide

Complete First Bank of Nigeria USSD codes (*894#), CBN code 011, SWIFT FBNINGLA, sort code, transfer steps, branch codes and FAQs — updated August 2026.

🔢 CBN: 011 🌐 SWIFT: FBNINGLA 📲 USSD: *894# 📅 Updated: August 2026

First Bank of Nigeria Bank Codes & Identification

Every Nigerian bank has unique identification codes assigned by the CBN and international banking bodies. These route local NIP transfers, international SWIFT wires, and cheque clearing. Below are the verified codes for First Bank of Nigeria.

CBN Bank Code
011
NIP interbank transfers
Sort Code
011151
Cheque / NEFT clearing
SWIFT / BIC
FBNINGLA
International wires
ℹ️
The 3-digit CBN code 011 is what you select when choosing First Bank of Nigeria as the destination bank during an interbank transfer on any Nigerian banking app or USSD transfer menu. It routes the payment instantly through NIBSS NIP.

First Bank of Nigeria (CBN code 011) is Nigeria's oldest bank, established in 1894. A Tier-1 commercial bank with the widest branch network in Nigeria. "Which bank code is 011?" = First Bank of Nigeria.

First Bank of Nigeria USSD Codes — Full List (2026)

USSD codes let you bank from your phone dialler — no internet required. All codes below work on MTN, Glo, Airtel, and 9mobile.

TransactionCode to DialNetwork
Open First Bank USSD menu *894# All networks
Transfer to First Bank account *894*Amount*AcctNo# All networks
Transfer to another bank *894*Amount*AcctNo# All networks
Check account balance *894*00# All networks
Buy airtime for yourself *894*Amount*PhoneNo# All networks
Pay bills *894*3*Option# All networks
Open First Bank account *894*0# All networks
Block account *894*911# All networks
💡
USSD works without internet on any network. Standard SMS charges apply (₦10–₦25 per session). Your SIM must match the phone number registered on your bank account.

How to Transfer Money via First Bank *894# USSD

Transfer from First Bank to any Nigerian bank without internet:

Dial *894# from your First Bank-registered number.

Select "Transfer".

Choose "Other Banks" or "First Bank to First Bank".

Enter the amount.

Enter the recipient's 10-digit NUBAN account number.

Select the destination bank.

Confirm the account name.

Enter your First Bank USSD PIN.

Receive SMS confirmation.

Transfer Limits & Charges

Transaction TypeDaily LimitFee
USSD per transaction ₦100,000 ₦10–₦50
USSD daily limit ₦1,000,000 NIP standard
FirstBank to FirstBank Instant Free
FirstBank to other banks Instant ₦10 (<₦5k) / ₦25 (≥₦5k)
⚠️
Limits may vary by account tier. Visit a branch or call customer care to upgrade your KYC.

First Bank of Nigeria Branch Sort Codes

Branch sort codes are 9 digits: first 3 identify the bank (011), the next 6 identify the branch. Key branches for First Bank of Nigeria are listed below.

BranchStateSort Code
Marina Head Office Lagos 011151001
Ikeja Branch Lagos 011151003
Lekki Branch Lagos 011151021
Broad Street Branch Lagos 011151005
Wuse II Branch Abuja 011151017
Garki Branch Abuja 011151019
Port Harcourt Branch Rivers 011151009
Kano Branch Kano 011151011
Enugu Branch Enugu 011151013
Ibadan Branch Oyo 011151015
ℹ️
For the complete list of First Bank of Nigeria branch codes, contact customer care or visit any branch. Branch codes are mainly used for cheque clearing and inward wire references.

Frequently Asked Questions — First Bank of Nigeria

What is the First Bank USSD code?

First Bank's USSD code is *894#. Dial from your registered number on any network for transfers, balance checks, airtime and bills — no internet needed.

What is First Bank's CBN code?

First Bank of Nigeria's CBN interbank code is 011. "Which bank code is 011?" = First Bank of Nigeria.

What is First Bank's SWIFT code?

First Bank's SWIFT/BIC code is FBNINGLA. Provide this when receiving international wire transfers into a First Bank account.

How old is First Bank Nigeria?

First Bank was established in 1894 as the Bank of British West Africa — making it Nigeria's oldest and one of Africa's oldest banks.

What is First Bank's sort code?

First Bank's sort code is 011151. Used for cheque clearing. For NIP transfers, use CBN code 011.

Bank codes, USSD codes, and transfer limits on this page are sourced from CBN publications, NIBSS, and official First Bank of Nigeria communications, and are provided for informational purposes only. Codes and limits may change — always verify directly with First Bank of Nigeria before high-value transactions. CurrentAffairs.com.ng is an independent civic information platform and is not affiliated with First Bank of Nigeria, the CBN, or NIBSS. Last reviewed: August 2026.