Fidelity Bank USSD Codes (*770#), Bank Code 070 & Transfer Guide
All Fidelity Bank USSD codes (*770#), CBN code 070, SWIFT FIDTNGLA, sort code, transfer steps, branch codes and FAQs — updated August 2026.
Fidelity Bank Plc Bank Codes & Identification
Every Nigerian bank has unique identification codes assigned by the CBN and international banking bodies. These route local NIP transfers, international SWIFT wires, and cheque clearing. Below are the verified codes for Fidelity Bank Plc.
Fidelity Bank Plc (CBN code 070) is a Tier-2 Nigerian commercial bank. It completed the acquisition of Union Bank of Nigeria in 2024, significantly expanding its network.
Fidelity Bank Plc USSD Codes — Full List (2026)
USSD codes let you bank from your phone dialler — no internet required. All codes below work on MTN, Glo, Airtel, and 9mobile.
| Transaction | Code to Dial | Network |
|---|---|---|
| Open Fidelity Bank USSD menu | *770# | All networks |
| Transfer to any bank | *770*Amount*AcctNo*BankCode# | All networks |
| Check account balance | *770*0# | All networks |
| Buy airtime for yourself | *770*Amount# | All networks |
| Buy airtime for another | *770*Amount*PhoneNo# | All networks |
| Pay bills | *770*3# | All networks |
| Open Fidelity account | *770*1# | All networks |
| Block account | *770*911# | All networks |
How to Transfer Money via Fidelity Bank *770# USSD
Transfer from Fidelity Bank to any Nigerian bank without internet:
Dial *770# from your Fidelity-registered number.
Select "Transfer".
Enter the amount.
Enter the recipient's 10-digit NUBAN account number.
Select the destination bank.
Confirm the account name.
Enter your Fidelity USSD PIN.
Receive SMS confirmation.
Transfer Limits & Charges
| Transaction Type | Daily Limit | Fee |
|---|---|---|
| USSD per transaction | ₦100,000 | ₦10–₦50 |
| USSD daily limit | ₦1,000,000 | NIP standard |
| Fidelity to Fidelity | Instant | Free |
| Fidelity to other banks | Instant | ₦10 (<₦5k) / ₦25 (≥₦5k) |
Fidelity Bank Plc Branch Sort Codes
Branch sort codes are 9 digits: first 3 identify the bank (070), the next 6 identify the branch. Key branches for Fidelity Bank Plc are listed below.
| Branch | State | Sort Code |
|---|---|---|
| Victoria Island Branch | Lagos | 070150001 |
| Ikeja Branch | Lagos | 070150003 |
| Wuse II Branch | Abuja | 070150015 |
| Port Harcourt Branch | Rivers | 070150007 |
| Kano Branch | Kano | 070150009 |
Frequently Asked Questions — Fidelity Bank Plc
What is the Fidelity Bank USSD code?
Fidelity Bank's USSD code is *770#. Dial from your registered number on any network — no internet needed.
What is Fidelity Bank's CBN code?
Fidelity Bank's CBN interbank code is 070.
What is Fidelity Bank's SWIFT code?
Fidelity Bank's SWIFT/BIC code is FIDTNGLA. Used for international wire transfers.
Did Fidelity Bank merge with Union Bank?
Yes. Fidelity Bank completed the acquisition of Union Bank of Nigeria in 2024, significantly increasing its branch network.
Bank codes, USSD codes, and transfer limits on this page are sourced from CBN publications, NIBSS, and official Fidelity Bank Plc communications, and are provided for informational purposes only. Codes and limits may change — always verify directly with Fidelity Bank Plc before high-value transactions. CurrentAffairs.com.ng is an independent civic information platform and is not affiliated with Fidelity Bank Plc, the CBN, or NIBSS. Last reviewed: August 2026.