JAMB Subject Combination for Banking and Finance (B.Sc) 2026
UTME subjects, WAEC/NECO O'Level requirements, cut-off marks, direct entry and universities offering Banking and Finance in Nigeria.
📚 Management Sciences ⏱ 4 years 🎓 B.Sc
✅ JAMB UTME Subjects for Banking and Finance
1. English Language
2. Mathematics
3. Economics
4. Commerce/Accounting/Geography
English Language and Mathematics are compulsory for all Management Sciences courses.
📚 JAMB UTME Subjects for Banking and Finance
The 4 JAMB UTME subjects required for Banking and Finance.
You must sit all 4 in the same JAMB examination.
1
English Language
Compulsory for all JAMB candidates regardless of course.
2
Mathematics
Required for quantitative and analytical reasoning.
3
Economics
Core social science covering markets, policy and business.
4
Commerce/Accounting/Geography
Foundation for business and commercial programmes.
English Language and Mathematics are compulsory for all Management Sciences courses.
📝 O'Level (WAEC/NECO) Requirements
You need a minimum of 5 credit passes
(C6 and above). Maximum 2 sittings.
| # | Subject | Status | Min Grade |
|---|---|---|---|
| 1 | English Language | Compulsory | Credit (C6+) |
| 2 | Mathematics | Compulsory | Credit (C6+) |
| 3 | Economics | Compulsory | Credit (C6+) |
| 4 | Commerce or Accounting | Compulsory | Credit (C6+) |
Credits (C6 and above) in all 5 subjects
📋 What Are the 9 WAEC/NECO Subjects for Banking and Finance?
WAEC/NECO requires students to sit 8–9 subjects. Below is the typical 9-subject combination for students targeting Banking and Finance:
1. English Language
Required for admission
2. Mathematics
Required for admission
3. Economics
Required for admission
4. Commerce
Required for admission
5. Accounting
Required for admission
6. Government
Not required for admission
7. Geography
Not required for admission
Credits in English, Maths, Economics plus relevant commercial subjects.
📊 JAMB Cut-off Mark for Banking and Finance 2026
🏛 Federal
190+
Internal cut-off varies
🏫 State
175+
Indigenes may be lower
🎓 Private
165+
Post-UTME required
⚠ Note: These are minimum JAMB cut-off marks.
Individual universities set higher internal cut-offs. A strong JAMB score +
good Post-UTME performance + good O'Level grades are all required.
🎯 Direct Entry Requirements for Banking and Finance
ND/HND upper credit in Banking & Finance
Direct Entry candidates bypass 100 level and enter 200 level directly. Apply through the JAMB Direct Entry portal and meet the university's requirements.
📖 About Banking and Finance in Nigerian Universities
Banking and Finance focuses on financial institutions, banking operations, investment, risk management, fintech and capital markets.
Widely offered across federal, state and private universities.
💼 Career Paths for Banking and Finance Graduates
🏫 Universities That Offer Banking and Finance in Nigeria
AT
Abubakar Tafawa Balewa University
Cut-off: 160
AB
Ahmadu Bello University
Cut-off: 180
AF
Air Force Institute of Technology
Cut-off: 160
AI
Alvan Ikoku Federal University of Education
Cut-off: 140
BU
Bayero University Kano
Cut-off: 180
FU
Federal University Birnin Kebbi
Cut-off: 140
FU
Federal University Dutse
Cut-off: 160
FU
Federal University Dutsin-Ma
Cut-off: 160
FU
Federal University Gashua
Cut-off: 150
FU
Federal University Gusau
Cut-off: 160
FU
Federal University Kashere
Cut-off: 140
FU
Federal University Lafia
Cut-off: 170
FU
Federal University Lokoja
Cut-off: 160
FU
Federal University of Agriculture Abeokuta
Cut-off: 160
FU
Federal University of Agriculture Zuru
Cut-off: 140
FU
Federal University of Agriculture, Mubi
Cut-off: 150
FU
Federal University of Allied Health Sciences Enugu
Cut-off: 160
FU
Federal University of Applied Sciences Kachia
Cut-off: 140
FU
Federal University of Education Kontagora
Cut-off: 150
FU
Federal University of Education Pankshin
Cut-off: 150
FU
Federal University of Education Zaria
Cut-off: 140
FU
Federal University of Environment and Technology Tai
Cut-off: 140
FU
Federal University of Health Sciences, Azare
Cut-off: 160
FU
Federal University of Health Sciences, Otukpo
Cut-off: 160
FU
Federal University of Medical and Health Sciences Funtua
Cut-off: 180
FU
Federal University of Medicine and Medical Sciences Abeokuta
Cut-off: 200
FU
Federal University of Petroleum Resources Effurun
Cut-off: 150
FU
Federal University of Technology Akure
Cut-off: 180
FU
Federal University of Technology Babura
Cut-off: 140
FU
Federal University of Technology Minna
Cut-off: 180
FU
Federal University of Technology Owerri
Cut-off: 180
FU
Federal University of Transportation Daura
Cut-off: 160
FU
Federal University Oye-Ekiti
Cut-off: 160
FU
Federal University Wukari
Cut-off: 150
FU
Federal University, Otuoke
Cut-off: 160
JO
Joseph Sarwuan Tarka University, Makurdi
Cut-off: 150
MO
Michael Okpara University of Agriculture, Umudike
Cut-off: 150
MA
Modibbo Adama University
Cut-off: 160
NO
National Open University of Nigeria
Cut-off: 130
NU
National University of Science and Technology Abuja
Cut-off: 160
PO
Nigeria Police Academy Wudil
Cut-off: 180
NA
Nigerian Army University Biu
Cut-off: 160
ND
Nigerian Defence Academy
Cut-off: 180
NM
Nigerian Maritime University Okerenkoko
Cut-off: 150
UN
Nnamdi Azikiwe University
Cut-off: 160
TA
Tai Solarin Federal University of Education Ijagun
Cut-off: 140
UN
University of Abuja
Cut-off: 180
UN
University of Benin
Cut-off: 200
UN
University of Calabar
Cut-off: 150
UI
University of Ibadan
Cut-off: 200
UN
University of Ilorin
Cut-off: 180
UN
University of Jos
Cut-off: 180
UN
University of Lagos
Cut-off: 200
UN
University of Maiduguri
Cut-off: 160
UN
University of Nigeria Nsukka
Cut-off: 160
UN
University of Port Harcourt
Cut-off: 150
UN
University of Uyo
Cut-off: 150
UD
Usmanu Danfodiyo University Sokoto
Cut-off: 180
YM
Yusuf Maitama Sule Federal University of Education Kano
Cut-off: 150
AC
Achievers University
Cut-off: 160
❓ Frequently Asked Questions — Banking and Finance
English, Mathematics, Economics + one of Commerce, Accounting or Geography.